First of all, due to the low threshold

First of all, due to the low threshold, and without strong external supervision, such agency may break the bottom line of funds into the account, easily absorbed into illegal financial institutions deposits, loans, and may become illegal fund-raising. The event of a malicious fraud or money-laundering and other illegal acts, whether as a credit or debit, personal interests are more difficult to be protected. Currently domestic legislation was incomplete, supervisory duties on such lending limits not, credits for all nature uncertain laws and regulations defined.

Secondly, in terms of business risk, private credit agencies cannot, like banks, entering credit reporting system, understand the credit standing of the borrower, and effective loan management after a network transaction features to make it to significant information technology risk. In addition, "all loan" real estate agency of the second mortgage business the same risks. In recent years, real estate prices have been rising trend that once was reversed, it could have an impact on credit interest. Furthermore, intermediary intermediary costs to facilitate transactions, access to, and may also intentionally overvalued House prices, seriously affecting the realization of right to mortgage.

In addition, such agents is often false propaganda, such as claiming that a bank is a partner, and in fact, the Bank is only provided for the intermediary company account opening services.

In fact, all debit and the biggest risk is that law inadequate. In General, commercial bank lending rate of 4 times in the same period is regarded as usury and Division of non-loan shark. On the people's Court, Supreme People's Court in 1991 issued by lending cases were heard several opinions, provides that: "people can fit above the Bank's lending interest rates interest rates, local people's Court according to the actual situation in the region specific master, to a maximum of not more than bank lending rates of breed 4 times (including interest rates). Exceeds this limit, the excess of interest is not protected. "Benchmark for current year loans interest rate 6.56%, 4 times are 26.24% per cent ' per annum, doubling (simple interest) of or 1.96% (compound) monthly interest.1323 Infrared Themometer
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"For all loan" lack of legal supervision

Recently, private lending is booming all over. According to media reports, now more and more organizations and individuals involved in the loan, I'd heard around through intermediaries lend spare cash to pawn shops or private credit "financial management". May I ask, how big is the risk of lending to private credit intermediary?

In the case of the current monetary easing tight, "for all loan" (P2P)-credit service agency showing a trend of rapid development. This type of intermediary institutions to collect information on borrowers, lenders, assess the borrower's collateral, such as real estate, cars, equipment, and so on, and then paired and intermediary service charge. So mode there's a lot of credit risk, public participation should think twice before. In fact, the China Banking Regulatory Commission recently specifically issued a circular on the "loan for all" the risk to the Bank to carry out prompt.1323 Infrared Themometer
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Government support create a auto miracle

   


Although the identity is not "State-owned enterprises", but many of the world's leading business started and growing process, were well received by government industrial policy intervention, directly or indirectly influence, particularly in the Asian business front. Japan Government for the recovery industry, achieve economic self-reliance and improve labor productivity, has introduced a series of industrial revitalization policies for auto industry adopted a variety of measures.

Direct government investment in infrastructure

The initial period after the second world war, companies such as Nissan, Toyota, Isuzu for war on the back of a huge debt. If there is no Government support has been difficult to crisis. Ministry representative faction believed that automotive industries boost brought some economic departments particularly economy, mechanical and steel industry development must be key protected. Through Government began to encourage domestic enterprises and foreign enterprises cooperation imported spare parts, Assembly production of foreign brands and accelerate mastery of technology. But only technical cooperation does not allow foreign intervention.

Government to bring to Parliament draw up specific regulations

Japan automobile industry development early enactment of the law on automobile manufacturing business, "do everything in their 3O00 vehicles in the production for more than a year, must have prior government permission," "the car more than half of the shareholders of the company must be a Japan national. "In the 1950 of the 20th century, in order to protect domestic car industry, Japan Government imposed a high tariff protection and strict foreign exchange controls, developed the rationalization of enterprise promotion law, the law on provisional measures for the revitalization of the mechanical industry, intended to promote industrial cooperation in the automobile industry. 1963 L1, Japan held domestic industrial structure Council eventually established as car industry Japan strategic industry, ever wavered anymore.

Government in-kind or financial incentives given to automotive business development and subsidy

Japan enterprises choose to auto industry into one common feature was with small cars as a springboard it. Because Japan Government requires exhaust below the age of 71 in sooCC small car can enjoy preferential tax policies, including cars, trucks. Therefore, Japan many car manufacturers, are based on a small point a car for cutting into the Japan Auto market, this means that Japan auto industry competition one basic reason is that small car on the legal differences. Up to 40% of the tariffs on imported cars (the tariff only abolished in 1978, followed by Japan on imported cars free of tariffs), at the same time strictly prohibits foreign capital penetration of domestic automobile industry. Later, conditions matured, allow some hard to survive car manufacturers, joined hands with foreign enterprises engaging in "cooperation" or "technical cooperation".1323 Infrared Themometer
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Happiness in Choi Wan Estate Valley

Happiness in Choi Wan Estate Valley

Born in Biyang depression, is home of different landscapes, large and small see early, plus caifeng visits over the years, some foods to a minority in the country, has thought there qiuhe, mysterious and no longer feel how much temptation. However, tired of working all day long, and occasionally small depression in the network, it surprises one after another. Several users that have never met the city's literary forum similar to Ambassador Choi of the highway west of the zhugou Valley, there are a lot of discoveries. True, has a lot of sense in the world, it is not clear. Mountain streams are stone tree, however varied, as different as each of us. Looked at each other across the screen the silly, what meet the eye on every side of waiting. Before go to the mirror, but have held out his arms to embrace the guts of a shallow. Thinks understanding people, understand the landscape, a Choi-Valley will actually make people feel shallow.
Go Choi Valley due to a roadside plaque, a beautiful name, and one way direction. Same is the city's people are not familiar with, and did not see any signs of development. Perhaps this is where the enamel Valley beauty attracted people not to. In fact, strictly speaking, is often boring people trampled to watch Hill, have mild a mountain, if, unfortunately, became a famous mountain, by some bored people built the pavilions, wrote the remote text really is spoil nature.
Choi Wan Estate Valley, a millennium of coptis chinensis, in the autumn wind in the air of peace, smile and greet us, car dock at its side, some leaves fall, and we pay tribute to, we thanked the old tree, backpack on this rugged mountain path.
To the bottom, there is no road. Only bright blocks blocks of slate, confused with errors and omission, stepping on tens of thousands of years ago, God has touched before the magic stone paved the way forward. Enamel effect is a 28 woman to be married, accidentally closed, foot makes Ecstasy; Choi-Valley is a short lyric poem, full of charm, interesting; Choi-Valley is a picture naturally indifferent, but touches souls; Choi-Valley is a song, acoustic sound forest bird, sink into a wonderful Symphony.
Choi-Valley of the United States, is that it is a naive not chisel. We seem to go back to the original garden of Eden, as if the words back to through the media about the early. Choi-Valley, just a simple piece of the Valley, has a rich ancient and profound!
Its water is clear. Valley stream is pure and fresh air, flow between spring turning stone, gurgling sound, friends sitting on stone, bare feet can't make it, for water leisure, get carried away. Age, gender, interests, personality, and describe. We lie in between the water and form can hold and return to the naive. My hand into the stones from time to time in the spring, setting off block block-stone, hope will find the fish and crabs. Circuitous of friends seems to want to laugh at me, I had forgotten shuizhiqingzewuyu sense. In a one metre deep lake in, friends have finally found a big crab and odd, but because of the depth, it took no small effort, no catch. Up to late autumn, perhaps crab started looking for a way of hibernation.
Water, silent nerd, and is a pleasure? Is desolate? Autumn in diffuse field force, which in spite of these, only runs as before, fortelling no end may, so dead!

Angel, and

The year before last spring, I read the prose of the old Ko ' Ke Lan ', memoirs of the life of the origin of the flowing of time, and after the film of the star in the field of literature, the mood was curious and excited. "Ko blue" in the name, there is a little-known mysterious and poignant love story. Old real name Tang Yi ko is, in the overseas Chinese in anti-Japanese war met a beautiful girl called Ke Lan, she is Singapore Hua plastic Chamber of Commerce's daughter. Commissioned by the father and the Chamber of Commerce, to come to China to the eighth route army escorted drug, due to traffic cut off temporarily stayed on, serving as the field hospital's head nurse. A brilliant blood guy, one is a young girl looks like Angel, and the two speeds that are specific to times of war, love at first sight, love match, exam Yanan Lu Xun literature Institute of the arts together and build a beautiful blueprint. However soon Ke Lan as a sacrifice in rescuing the wounded under enemy planes bombed. In honor of goddess, inherited her revolutionary will, Tang Yizheng her sorrow took to "Ko blue" entry in the name of the Yanan luyi, Ke Lan name all life and creation after 67 years! I moved by stories of the old Ko, same night wrote on a piece of prose published in the journal of Chinese prose poetry, extract next, as the oldest permanent Miss Ko:
Origin of the mysterious, sacred love, Ke Lan--a into the double life of a succession. His endeavour in the flood era, she was immortalized in the revolutionary fire. Two hearts overlapped forever together, two fate took a life of relay cable. Her ideal, was his ideal, his journey was her journey. 67 years of life flowing, 3.6 million words of the great literary monument project, wrote the two lovers a friend until death hymn, pool their noble and pure and faithful love.

A dozen years

A dozen years old almost annually to offset primary b steel, as a prose poem b steel development, growth of the creative team of the Institute, have shown tremendous efforts. In old under the cordial concern of Ko, appeared a number of prose poems creation of strength b steel team, and their works in the country, repeatedly winning, SH. Old time to Ko b steel, lives in Baoquan not collapsed Baoshan Hotel Hotel. Which from my home near on the two, the latter unit under my jurisdiction, and old meet unique Ko. Open Forum with him during the day, at night in the room have a heart-to-heart, flying your mood, freely become a friendship between generations. I then, I have the honour to participate in the SH Writers Association, and published a prose poem-dominated the first film--the heart of the Rainbow, old passionate Ko for the writing of the preamble. He said with emotion in the text: "I make literary friends, I respect and love of amateur creators of literature, while they completed their full-time job, and in the pursuit of a noble spiritual sustenance. Extra weight bearing, overloading in life on the road to explore the way forward, how this is not simple, not easy! The action itself, is a hymn of life. "" 潇 men and very difficult for this collection valuable is his rejection of inviting temptation of playing poker, Mahjong, sacrifice squeeze time for rest, entertainment writing. This is the life of an ascetic, a writing maniac libation, soul of the blood of Christ. ”
Each step of my growing up, old are very concerned about Ko. His good works I published several times in the Chinese prose poetry and the (Hong Kong) Chinese prose poetry journal, also invited me to participate in Hong Kong to the motherland prose and essay contest, and went to Shenzhen to